Terms of Service and Independent Contractor Agreement

Effective Date: November 1st, 2024
Last Updated: June 12, 2025

These Terms of Service ("Terms") constitute a legally binding agreement between you ("Contractor" or "User") and Interlock Studios LLC, d/b/a Payday Social ("Company," "we," "us," or "our"). By creating an account, accessing, or using our platform ("Platform") at Payday.social, you acknowledge that you have read, understood, and agree to these Terms. If you do not agree, you must not use the Platform.


1. Engagement of Services

By signing up on our Platform and participating in campaigns, you agree to provide promotional services ("Services") as an independent contractor for the specific brand ("Brand") running that campaign. You are not an employee, contractor, partner, or agent of PayDay.social or Interlock Studios LLC in relation to the content you produce. Each campaign's specific terms, deliverables, and compensation ("Campaign Terms") are provided on the Platform and form an integral part of these Terms. PayDay.social acts solely as an intermediary that connects you to the Brand, facilitates payments, and enforces campaign terms.

  • The Company acts as an intermediary between Contractors and Brands. Brands pay the Company, and the Company compensates Contractors per the Campaign Terms.
  • The Company does not assume any liability or responsibility for the content created by Contractors or their compliance with applicable laws, including FTC advertising regulations
  • Contractors are responsible for meeting all deliverables, timelines, and performance metrics outlined in the Campaign Terms.

2. Compensation and Payment

2.1 Payment Terms:

  • Payments are made monthly for valid performance metrics that meet the requirements of the Campaign Terms.
  • Fraudulent, fake, or invalid activity—including but not limited to fake views, non-U.S. traffic (if applicable), bot-driven traffic, or other deceptive practices—will result in nonpayment and may lead to account termination.

2.2 Payment Methods:

Payments will be made through one of the following methods, as specified on the Platform:

  • PayPal
  • Bill.com
  • Stripe
  • Wise

It is your responsibility to ensure that accurate payment information is provided in your account settings to avoid delays.

2.3 Tax Responsibility:

As an independent contractor, you are solely responsible for reporting and paying any applicable taxes on income earned through the Platform. The Company will not withhold taxes or make contributions for social security, unemployment insurance, or disability insurance on your behalf. If required, the Company will issue a Form 1099-MISC for annual earnings. In the event of legal fees or fines resulting from your non-compliance with FTC or other advertising regulations, you agree to bear these costs.

2.4 Referral Program

From time to time, the Company may offer a referral program that allows Users to earn rewards by referring new users to the Platform. Specific referral terms, payout amounts, and eligibility requirements will be outlined on the Platform or communicated directly.

The Company reserves the right to modify, suspend, or terminate the referral program at any time, with or without notice. Fraudulent referrals, self-referrals, misuse of the system, or failure by the referred user to use the correct referral code at the time of sign-up may result in forfeited rewards and/or account termination. Only referrals that properly use the assigned code at initial sign-up will be considered eligible.

2.5 Disputed Metrics:

If a Brand disputes the validity of reported metrics, the Company may withhold payment until the dispute is resolved. The Company is not liable for delayed or withheld payments resulting from Brand disputes.


3. Independent Contractor Relationship

3.1 Nature of Relationship:

You are an independent contractor and not an employee, agent, or representative of the Company or any Brand. Nothing in these Terms creates a partnership, joint venture, or employer-employee relationship. When participating in a campaign, you are contracting directly with the Brand for that specific campaign. PayDay.social serves solely as a facilitator, providing the infrastructure for campaign management and payment. PayDay.social is not a party to any content ownership, licensing, or contractual rights related to deliverables created for the Brand.

3.2 No Authority:

You are not authorized to make representations, commitments, or agreements on behalf of the Company or the Brands.

3.3 Responsibility for Expenses:

You are responsible for all costs and expenses incurred in performing the Services, unless explicitly stated otherwise in the Campaign Terms.


4. Intellectual Property

4.1 Brand Ownership of Accounts:

All social media content, accounts, and promotional materials created for campaigns are the property of the Brand. By joining a campaign, you agree to transfer all rights, title, and interest in any content, channels, or deliverables created as part of that campaign directly to the Brand. You are not partnering with or transferring rights to PayDay.social. Your agreement is with the Brand itself for the purpose of executing that campaign.

4.2 Use of Content:

By participating in campaigns, you grant the Company and Brands a non-exclusive, royalty-free, worldwide license to use, reproduce, and distribute your submitted content for promotional purposes. You agree that all content created for Brands must comply with relevant advertising regulations, including proper use of trademarks, logos, and any associated content. Any intellectual property rights related to such content remain with the Brand.

You agree that all content created by you must comply with relevant advertising laws, including FTC guidelines. The Company is not responsible for any legal issues, claims, or disputes arising from content created by Contractors.

4.3 Pre-Existing Materials:

If you include pre-existing materials in your campaign content, you must disclose this in advance. By doing so, you grant the Company and Brands a perpetual, royalty-free license to use those materials as part of campaign deliverables.

4.4 Prohibition of Reuse:

You may not repurpose, reuse, or distribute any campaign-related content for other purposes, including self-promotion, without prior written approval from the Brand and the Company.


5. Confidentiality

You agree not to disclose, publish, or use any confidential information shared with you during your use of the Platform, including campaign details, compensation rates, or proprietary tools, without explicit written consent.


6. Performance Standards and Prohibited Activities

6.1 Standards of Performance:

You must complete Services in a professional manner consistent with industry standards and comply with all applicable Campaign Terms.

6.2 Prohibited Activities:

The following are strictly prohibited:

  • Fraudulent traffic generation, including bots, fake views, or other deceptive practices.
  • Misrepresentation of the Company, Brands, or campaigns.
  • Failure to comply with FTC advertising and disclosure regulations, or any other applicable laws.
  • Failure to comply with Campaign Terms, including geographic restrictions (e.g., U.S. views only).

6.3 Monitoring and Audit:

It is the sole responsibility of the Contractors and Brands to ensure that all content complies with applicable laws, including FTC advertising and disclosure regulations. Failure to comply with such regulations may result in the termination of your participation in campaigns and may subject you to legal action.


7. Indemnification

You agree to indemnify, defend, and hold harmless the Company and the Brands, their officers, directors, employees, and agents from any claims, damages, or liabilities arising from your breach of these Terms or Campaign Terms, including any third-party claims related to non-compliance with FTC regulations or other advertising laws, and any legal fees or fines resulting from such violations.

  • Your breach of these Terms or Campaign Terms.
  • Your violation of applicable laws or regulations, including FTC advertising and disclosure requirements.
  • Any third-party claims related to your content, performance, or activities.

8. Termination

8.1 Termination by Company or Brand:

The Company or Brands may terminate your participation in campaigns or your account immediately if you breach these Terms or fail to meet Campaign Terms.

8.2 Termination by Contractor:

You may terminate your account at any time by notifying us in writing at hello@payday.social

8.3 Nonpayment for Noncompliance:

If a campaign is terminated due to your failure to meet requirements, the Company is not obligated to pay for incomplete or noncompliant deliverables.

8.4 Return of Property:

Upon termination, you must return or delete any materials provided by the Company or Brands, including confidential information, and cease use of the Platform.

8.5 Campaign Pausing and Budget Discretion

Contractors acknowledge and agree that both the Company and the Brand reserve the right to pause, modify, or terminate any campaign at any time, for any reason, at their sole discretion including but not limited to performance concerns, budget changes, or strategic shifts. This may occur even if there is a remaining budget allocated to the campaign. In such cases, the Company is not obligated to continue issuing payments beyond the date of pause unless otherwise specified in writing.


9. Compliance with Advertising Laws

You agree to comply with all applicable advertising laws, including the Federal Trade Commission (FTC) guidelines for endorsements. You must clearly disclose all sponsored content as required by law or Campaign Terms. The Company shall not be held responsible for your failure to comply with any advertising regulations.


10. Non-Circumvention

You agree not to engage directly with any Brands introduced to you through the Platform for campaigns, whether or not the engagement is activated through the Platform, for a period of 12 months after the Company ceases its relationship with you. This includes reaching out to or negotiating with any Brands on the Platform, regardless of whether any formal agreement is made through the Platform.

In the event that you violate this clause, you will be liable for all direct and indirect losses incurred by the Company, including any money earned from the direct engagement with the Brand, as well as any damages suffered by the Company as a result of your breach, which may include lost profits and reputational harm. Violations will result in immediate account termination and potential legal action


11. Dispute Resolution

11.1 Arbitration:

Any disputes arising under these Terms, including disputes related to compliance with FTC regulations, shall be resolved through binding arbitration. The Contractor shall be responsible for any legal fees or costs incurred due to any legal action related to non-compliance.

11.2 Governing Law:

These Terms are governed by the laws of the State of Georgia, USA, regardless of Contractor's location or domicile.


12. Additional Provisions

12.1 Amendments:

The Company reserves the right to modify these Terms at any time. Changes will be effective upon posting to the Platform, and continued use constitutes acceptance of updated Terms.

12.2 Severability:

If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions shall remain in full force and effect.

12.3 Notices:

All notices under these Terms must be sent to hello@payday.social or through other official channels specified on the Platform.

12.4 Entire Agreement:

These Terms constitute the complete agreement between you and the Company and supersede all prior agreements.

12.5 Content Removal:

The Company does not assume any responsibility for verifying the compliance of content with FTC advertising regulations or other legal requirements. It is the sole responsibility of the Contractors and Brands to ensure that content complies with applicable laws, including FTC advertising regulations. Contractors are solely responsible for the legality and compliance of their content, and any content found to be non-compliant may be removed or suspended at the discretion of the Brand or Contractor, in accordance with Campaign Terms


13. Assignment

The Company may assign or transfer these Terms, in whole or in part, at any time and without notice, including in connection with a merger, acquisition, sale of assets, corporate reorganization, or to any affiliate, subsidiary, or successor entity, as it sees fit.

Contractor may not assign or transfer any rights or obligations under these Terms without the prior written consent of the Company. Any unauthorized assignment will be null and void.


14. Successors and Assigns

These Terms shall be binding upon and inure to the benefit of the parties and their respective successors and permitted assigns. You may not assign these Terms without prior written consent from the Company. The Company may assign these Terms at any time, including in the event of a merger, acquisition, or sale of all or substantially all of its assets.


15. Survival

Any provisions of these Terms which by their nature should survive termination shall survive, including but not limited to confidentiality obligations, indemnification, payment terms, intellectual property rights, and limitations of liability.


Contact Information:

Interlock Studios LLC
6595 Roswell Road, Suite GPMB6720
Atlanta, GA 30328
Email: hello@payday.social